Term Cover
Your answers are below — change any of them and it recalculates.
Your cover.
Your right number.
4 taps.
Term cover · someone 29, earning ₹12L, non‑smoker, covered at 18×
₹2.2 Cr from ₹1,150 a month
Yours is below.
Your fixed pay, per year.
Insurers price the two differently — that’s all this changes.
× earnings is how many years of income your cover replaces. The right amount usually sits at 15–20×.
Health cover · someone 29, non‑smoker, just themselves, in a metro
₹10L from ₹800 a month
Yours is below.
Insurers price the two differently — that’s all this changes.
An individual policy covers one person — the sum insured is yours alone.
Insurers price children the same regardless of gender — only the number changes the premium.
Hospital costs are priced by where you live, so this one’s needed.
Here’s your right
cover amount.
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from — a month
Indicative, from public rate patterns — not a quote from any insurer.
About parents: most insurers won’t put parents over 55 on a young adult’s floater — they’re usually a separate senior-citizen policy, priced on their own ages. We’ve sized for the whole household here; the options screen shows what that costs.
The gap, the cost, your options — three taps.
What do you already have?
The gap.
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Employer cover ends when the job does.
What closing it
tends to cost.
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A population figure from public rate patterns, not a quote.
Who would you
buy from?
Tap any names you’d trust with it. Ordered by market share — the choice stays yours.
Your options.
Indicative monthly premiums from public rate patterns — the insurer’s own quote follows underwriting.
A real option.
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Your policy sits with the insurer, held by you. Indicative — not a quote from any insurer.
You’re ahead
of us.
onn can’t place policies yet — the broker licence is still coming. So this doesn’t buy anything today. What you worked out is yours already; when we can complete it, we come to you.
What you decided
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Your numbers, your shortlist, and the option you picked — in your inbox, in your words. We’ll use it to reach you when the licence lands, and for nothing else.
Never sold. Reply “delete” anytime. Privacy
Sent.
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It’s on its way to your inbox — your numbers, your shortlist, and what you picked. When the licence lands, we come back to you. Nothing else is needed from you today.
No agent calls. No sign-up.